Preheat the oven to 350 degrees F. Line a large baking tray with parchment paper.
In a large bowl, stir together the oat flour, rolled oats, cinnamon, baking powder and salt.
Add the peanut butter, maple syrup, applesauce, egg, and vanilla and mix until a dough forms. Fold in the zucchini and carrots until combined. Next, fold in the chocolate chips, reserving a few for poking into the top of the cookies.
Place the dough in the fridge for 10-15 minutes to allow the oats to absorb some of the liquid.
Using a cookie scoop or spoon, form the dough into tablespoon sized balls and place on the baking sheet about an inch apart. Flatten them slightly with your palm or the back of a rubber spatula. Poke in the reserved chocolate chips.
Bake for 10-15 minutes, until light golden brown around the edges.
Cool on baking sheet before handling to allow them to firm up.